来源:酷跑财经网 | 2022-11-03 16:12:12 |
微信绑定信用卡的缺点是什么?
1、损失消费积分
各金融机构信用卡消費通常会测算消費积分,积分能用来换取产品或具有一些特殊服务项目。但是不一样消费类型的积分标准是不一样的,微信绑定信用卡消費一般会被金融机构视作网上交易,而许多 金融机构网上交易不是测算积分的。
因而,假如客户消費额度很大,那么最好是挑选信用卡立即刷信用卡消費,或是关联一些与支付服务平台有协作的特殊的储蓄卡,比如淘宝网联名信用卡等。
2、支付限额
应用微信绑定的信用卡开展支付时,一般都是有支付限制,不一样金融机构对限制的设定是不一样的,以建行为例子,应用微信支付额度为单独帐户每笔10000元,日总计50000元,月总计10000零元。因此当支付额度很大时,信用卡关联微信支付会不如立即刷信用卡支付便捷。
微信突然不允许信用卡支付怎么办?
微信限制信用卡付款要找到原因才能解决,持卡人先查看下信用卡当前状态是否正常,只要没有被冻结、止付、封卡,则可以排除是信用卡状态不正常导致被微信限制交易。再看下是否达到了交易限额,各大银行都会对微信信用卡支付设定了交易限额,这种情况可以改小交易金额再尝试。要是还是不能交易,很大原因是被风控了,需要等系统自动解除。
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